# Mollie payment identifiers

Mollie's payment details can contain card or bank-account identifiers. Use a
valid PAR or full customer IBAN for automatic
[recipient resolution](/receipts/recipient-resolution). If no automatic match is
available, offer the enabled web wallet link.

## Card PAR availability

Mollie's [payment response reference](https://docs.mollie.com/reference/create-order-payment)
describes `details.cardFingerprint` as a card fingerprint. A provider-specific
fingerprint is not interchangeable with PAR.

Use `details.cardFingerprint` as `paymentAccountReference` only when the
provider confirms it is a valid PAR. A Mollie-specific fingerprint must not be
passed as PAR.

**Online cards:** Current PAR availability is unverified. Confirm it with
Mollie before relying on automatic card matching.

**Terminals:** PAR support has not been verified with a live terminal payment.
Validate the identifier returned by your specific integration.

## Full IBAN for bank payments

For banking-based methods such as iDEAL, read `details.consumerAccount` only
when it contains the customer's full IBAN. Mollie's payment response reference
also allows a domestic bank account number in this field; for PayPal, it is an
email address. Do not treat every `consumerAccount` value as an IBAN.

Pass a full IBAN to `IdentificationDetails.paymentAccountDetails.identifier`,
with `accountIdentifierType: "IBAN"`. Automatic delivery requires a match to a
Cheqi user.

## QR collection with last four card digits

Mollie supports last-four card details. Include them in the encrypted receipt's
`ReceiptPayload.paymentDetails.cardLastFour` and offer the receipt QR code when
download fallback is enabled. This path does not depend on receiving PAR.

See [QR collection with the last four card digits](/receipts/payment-provider-compatibility#qr-collection-with-the-last-four-card-digits)
for the required receipt input, or return to
[Payment Provider Compatibility](/receipts/payment-provider-compatibility) for
coverage across providers.